Terms & Conditions | Digicard by Codskora Web

1. Introduction

Welcome to Digicard, a digital business card and online profile management platform operated by Codskora Web Private Limited (“Company”, “we”, “us”, or “our”).

These Terms & Conditions govern your access to and use of our website, applications, digital business card services, subscription plans, and associated features.

By registering for an account, accessing the platform, starting a free trial, or purchasing a subscription, you agree to these Terms & Conditions. If you do not agree, you must discontinue using our services.

2. Eligibility and Account Registration

You must provide accurate, complete, and up-to-date information when creating an account.

You are responsible for:

Maintaining the confidentiality of your login credentials.
All activities conducted through your account.
Keeping your profile and business information accurate.
Informing us promptly of unauthorized account access.

You must not impersonate another person or business, provide misleading information, or use the platform for unlawful activities.

3. Services Provided

Digicard provides digital business card services, which may include:

Digital business profiles and public profile pages.
Contact information and business details.
Social media and communication links.
Profile customization and appearance settings.
Images, galleries, testimonials, and other profile content.
Analytics and visitor reporting.
Custom domains and integrations, where available.
Other free and premium features introduced from time to time.

The availability of individual features depends on the applicable trial, subscription plan, usage limits, technical requirements, and any separately disclosed charges.

We may introduce, improve, modify, or discontinue features when reasonably necessary, subject to applicable law and any contractual commitments.

4. Seven-Day Free Trial

Digicard offers a 7-day free trial that allows eligible users to explore and test the platform before purchasing a paid subscription.

During the trial, eligible users can access the available free and premium features, subject to reasonable technical restrictions, security requirements, and usage limits disclosed by the Company.

The following conditions apply:

The trial begins when it is activated for your account.
The trial remains available for seven calendar days.
No subscription fee is charged merely for using the free trial, unless a separate charge has been clearly disclosed and expressly authorized.
At the end of the trial, premium features may be restricted unless you purchase an eligible subscription.
Your account may continue on an available free plan after the trial, if applicable.
A paid subscription is not automatically implied by starting or completing the trial. Any automatic conversion or recurring payment arrangement must be clearly disclosed and authorized where required.
We may restrict repeated or abusive trial registrations, subject to applicable law.

Users should review the applicable plan, pricing, feature limits, and billing terms before purchasing a subscription.

5. Subscription Plans and Payments

Digicard may offer free plans, paid plans, and additional paid features or services.

The applicable price, billing period, feature limits, taxes, and other charges will be displayed or communicated before purchase.

By purchasing a paid service, you authorize the applicable payment to be processed through the payment method and payment provider selected during checkout.

You agree to pay the applicable charges, including taxes where required by law.

Additional features, limit increases, domain-related services, or other optional services may be charged separately when their prices and applicable conditions have been disclosed before purchase.

6. Non-Refundable Payments

All payments made for Digicard services are non-refundable and non-cancellable once the applicable payment has been successfully completed, except where a refund, reversal, or other remedy is required by applicable law or expressly approved by the Company.

This policy applies to payments for:

Subscription plans.
Plan upgrades and downgrades involving a completed payment.
Additional feature purchases.
Usage-limit increases.
Premium feature access.
Domain-related or other separately purchased services.
Renewals and other paid services.

Please review your selected plan, pricing, features, limits, and billing period carefully before completing a purchase.

Unused subscription time, partial usage, failure to use purchased features, voluntary cancellation, or a change in business requirements does not ordinarily entitle you to a refund, subject to applicable law.

This policy does not exclude any mandatory consumer rights or remedies available under applicable law. Duplicate payments, unauthorized transactions, payment-processing errors, or service failures will be handled in accordance with applicable legal requirements and the relevant payment provider's procedures.

Please refer to our Refund Policy for further details.

7. Subscription Cancellation and Expiry

You may cancel a subscription or disable its renewal using the available account controls or by contacting our support team.

Unless otherwise specified:

Cancellation prevents future renewals where successfully processed.
Cancellation does not automatically refund a completed payment.
Paid access may continue until the end of the applicable paid period, subject to the relevant plan terms.
Premium features may become unavailable after the subscription expires.
Features, storage, or usage limits may be adjusted according to the applicable plan after expiry.

Any applicable renewal terms and cancellation deadlines will be disclosed during purchase or subscription management.

8. User Content and Responsibilities

You retain responsibility for content submitted to or published through your Digicard account.

You must ensure that you have the necessary rights and permissions to upload or publish photographs, logos, business details, testimonials, contact information, and other materials.

You must not upload or publish content that:

Violates applicable laws or another person's rights.
Infringes intellectual property or privacy rights.
Is fraudulent, deceptive, defamatory, or unlawfully harmful.
Contains malicious software or harmful code.
Promotes illegal activities or abuses the platform.

You grant the Company permission to host, process, reproduce, and display your content as reasonably necessary to provide and operate the services in accordance with your settings and our Privacy Policy.

9. Acceptable Use

You must not:

Attempt unauthorized access to accounts, servers, or databases.
Circumvent security measures, subscription controls, or usage limits.
Interfere with platform availability or performance.
Use automated methods to abuse the service.
Use Digicard for spam, phishing, fraud, or unlawful activities.
Reverse-engineer or exploit the platform except where permitted by applicable law.

We may investigate suspected violations and take proportionate action, including restricting access or suspending an account, subject to applicable law and any required notice or other procedural safeguards.

10. Intellectual Property

Digicard's platform, software, design, branding, trademarks, and original materials are owned by or licensed to Codskora Web Private Limited, unless otherwise stated.

You may not copy, distribute, sell, modify, or commercially exploit our intellectual property without prior written permission, except where permitted by law.

You retain ownership of your own content, subject to the limited permissions necessary to provide the services.

11. Third-Party Services

The platform may integrate with third-party payment processors, domain providers, analytics services, communication tools, or other external services.

Such services may be subject to separate terms and privacy policies. We are not responsible for matters outside our reasonable control, but this does not exclude responsibilities that applicable law places on us.

12. Service Availability and Limitations

We aim to maintain a reliable service but do not guarantee uninterrupted or error-free operation at all times.

Temporary interruptions may occur because of maintenance, infrastructure failures, security incidents, network issues, or third-party service disruptions.

Nothing in these Terms excludes liability or consumer rights that cannot lawfully be excluded.

13. Suspension and Account Termination

We may suspend or terminate an account where reasonably necessary due to serious or repeated violations of these Terms, unlawful use, security threats, non-payment, or other legitimate operational reasons.

Where appropriate and legally required, we will provide notice and an opportunity to remedy the issue.

You may discontinue using Digicard at any time. Termination does not automatically entitle you to a refund of completed payments, subject to applicable law.

14. Privacy and Data Protection

Your personal information is handled in accordance with our Privacy Policy.

By using Digicard, you acknowledge that information necessary to provide, secure, and maintain the service may be processed as described in that policy and as permitted by applicable law.

15. Changes to These Terms

We may update these Terms & Conditions to reflect changes in our services, business practices, or legal obligations.

Material changes will be communicated through appropriate means where required. Updated terms will state their effective date.

Your continued use of the service after changes take effect is subject to applicable law and any consent requirements.

16. Governing Law and Disputes

These Terms are governed by the laws of India, subject to applicable consumer protection laws and other mandatory legal requirements.

Disputes will be addressed through good-faith discussions where reasonably possible. Nothing in this clause prevents a user from exercising a statutory right to approach a competent court, tribunal, or consumer dispute resolution authority.

17. Contact Information

For questions about these Terms & Conditions, contact:

Company: Codskora Web Private Limited
Platform: Digicard
Email: digicard@codskora.com
Registered Office: First Floor, 27A, Near Bajaj Showroom, South Ganesh Nagar, Delhi - 110092
Website: https://digicard.codskora.com

By using Digicard, you acknowledge that you have read and understood these Terms & Conditions.